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Awarded Martindale-Hubbell Client Champion Award 2019, 2020, and 2021

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Awarded Martindale-Hubbell Client Champion Award 2019, 2020, and 2021


Bankruptcy

Bankruptcy

St. Louis, Missouri

Comprehensive Bankruptcy Support


We have outstanding insight into bankruptcy law. Attorney Oettle, PC worked for creditors and understands their tactics. He understands a fair debt settlement for his clients as well. He works to stop home foreclosures, wage garnishments, creditor harassment, and collection penalties. His goal is to help you have a fresh start.

Our Complete Bankruptcy Services


  • Chapter 7 and Chapter 13 filings for individuals and businesses
  • Bankruptcy concerns related to divorce and other family law concerns
  • Income-means-testing used to determine bankruptcy classification
  • Personal attention through attorney-client direct meetings
  • Practice solutions in the shortest time possible
  • Respectful treatment while charting a new future

25+ Years of Experience


ROC Law has filed thousands of bankruptcy cases since the updates to the Bankruptcy Code in October of 2005. We have extensive experience in means testing. We'll help you qualify for Chapter 7 bankruptcy even in some cases where your income is well above the median income allowed in the State of Missouri.


We have qualified clients earning as much as $60,000.00 above the median income requirement. This allows these clients to file Chapter 7 bankruptcy and avoid Chapter 13 with its 5-year plan commitment and $4,800.00 flat-rate attorney's fee ordered by the Eastern District of Missouri Bankruptcy Court.


These results are specific to particular cases, and the factors of your case may not allow the same outcome. However, aggressively challenging bankruptcy limitations and vigorously advocating each client's rights is typical of ROC Law.

Bankruptcy seals away your bad credit score, and the discharge gives you a clean, fresh start!

Contact Our Office Today

To schedule a free consultation and discuss your case with our professional attorney in St. Louis, Missouri.

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